EU AI Act: — days to enforcement (2 Aug 2026)

Secure AI adoption for
Luxembourg fiduciaires & the institutions that oversee them.

We help fiduciary firms, professional services, funds and banks assess AI risks, strengthen confidentiality controls, and build a practical governance foundation without slowing down operations.

Start with a focused 48-hour AI Compliance Audit. Get a clear risk picture, practical recommendations, and a roadmap your team can actually use.

Fit 4 AI pathway available for eligible SMEs (funding subject to official eligibility and approval).

Independent Luxembourg AI-governance practice · EU data residency · Methodology aligned with CSSF expectations & Luxinnovation Fit 4 AI

Book confidential consultation
See what's included →

48h

Audit Turnaround

Up to 50%

Subsidy (Fit 4 AI)

EU

Data Residency

CSSF

Regulatory Context

Who we guide through the EU AI Act

Fiduciaires

Entry point · Fit 4 AI funded

Law & Audit Firms

Professional services

Funds & Asset Managers

Regulated investors

Banks & EU Institutions

High-risk systems

Deliverables

What you get in 48 hours.

  • AI tool inventory + high-level data-flow map (what is used, by whom, and for what).
  • Risk register (GDPR, confidentiality, security, and AI Act readiness considerations) with clear priorities.
  • Implementation roadmap (0–30 / 30–90 days) + policy starter templates you can adapt internally.

Note: Outputs depend on your current environment. We provide practical guidance—not legal advice.

2-minute pre-audit

Send us context so the first call is immediately useful.

Quick context — we reply within 1 business day.

Funding support

Support may be available for eligible firms.

The Fit 4 AI program by Luxinnovation may support eligible SMEs in their digital transition. Where relevant, we can help structure audits to align with documented funding requirements.

  • Up to 50% subsidy for eligible SMEs
  • Technical & Legal Roadmap Included
  • Application guidance for eligible SMEs
Check your eligibility →

Indicative Example

Indicative audit fee€5,000
Potential support for eligible firmsup to €2,500
Illustrative net costfrom €2,500

*Example only. Final funding depends on official eligibility and approval.

The Challenge

AI is already being used. Governance usually isn't.

Teams are already experimenting with ChatGPT, copilots, automations, and document workflows. For fiduciary firms, that creates real exposure: sensitive client data may enter tools no one has properly reviewed, governance often lives in assumptions instead of documentation, and innovation moves faster than internal controls.

Data Leakage

Client PII sent to non‑EU services can breach GDPR & secrecy obligations.

48h Audit

Fast

We map your tools, current practices, and data flows. In 48 hours you get a practical risk picture, clear priorities, and recommended next steps.

Implementation support

Optional

If needed, we help turn the audit into usable governance controls, safer workflows, and secure AI systems aligned with your operational reality.

Fiduciaire-first

Built for client data, confidentiality, and audit pressure.

Fiduciary teams handle sensitive financial and personal data every day. Our approach focuses on practical governance, safe workflows, and documentation you can maintain over time.

Confidentiality Guardrails

Clear “allowed vs not allowed” AI use cases, red‑list data types, and lightweight approvals for new tools.

Audit-ready by design

Use‑case register, ownership, repeatable templates, and management reporting—so governance doesn’t depend on memory.

Operational, not theoretical

We focus on controls your team will actually follow: minimal friction, measurable improvements, and continuous updates.

Download: Shadow AI Checklist (PDF) Practical guidance only. Not legal advice.
The Proof Engine

arx-ledger proves compliance — mathematically.

Where others document governance in PDFs and spreadsheets, arx-ledger creates cryptographically verifiable audit trails for every AI decision. Tamper-evident by design, regulator-ready by default.

Ed25519 Signatures

Every inference event is signed. Manipulation is mathematically detectable — not just assumed.

SHA-384 Integrity Hashing

Immutable integrity checks for model versions, training data, and governance decisions.

Regulator-Ready Export

Export-ready formats for CSSF, EBA and internal audit. No manual Excel trails.

See the technical capabilities →
Our Services

Designed for Fiduciaires.

AI Compliance Audit

The focused 48-hour entry point. Identify Shadow IT, confidentiality risks, and governance gaps before they become harder to control.

Start with the audit

Fit 4 AI Roadmap

For eligible firms, we help connect the audit to a more structured implementation path aligned with documented funding requirements.

Discuss roadmap

Secure Automation

Turn the audit into safer AI-assisted workflows, secure knowledge systems, and automation choices that respect confidentiality and operational realities.

Explore implementation
Your Partner
Eric Carneiro - Founder of Arx Intelligence

Eric Carneiro

Founder · AI Governance & Operational Readiness

"I help firms make AI adoption more governable, trustworthy, and operationally credible — especially where confidentiality and client trust matter most."

Connect on LinkedIn
FAQ

Questions fiduciaires actually ask.

Is the EU AI Act relevant to a small fiduciaire?+

Yes. If your team uses any AI tool — ChatGPT, a copilot, an automation — in client workflows, you already fall under the Act's transparency and risk-management obligations. Size does not exempt you; documentation does.

Do we have to stop using ChatGPT?+

No. Most firms don't need to abandon tools — they need guardrails: clear allowed/not-allowed use cases, red-list data types, and approvals for new tools. The audit defines exactly that.

What do we get from the 48-hour audit?+

An AI tool inventory, a data-flow map, a prioritised risk register (GDPR, confidentiality, security, AI Act), and a 0–30 / 30–90 day roadmap with policy templates you can use internally.

Where does our client data go?+

We work on EU data-residency principles and review every external tool for cross-border transfer risk. The goal is that no client PII leaves a reviewed, compliant boundary.

Can the audit be funded?+

Eligible SMEs may receive up to 50% support through Luxinnovation's Fit 4 AI programme. We structure the audit to align with documented funding requirements and guide the application.

Start with clarity before AI risk becomes harder to control.

Book a confidential 15-minute consultation to see whether the 48-hour audit is the right fit for your firm.
We speak English, German, French, and Luxembourgish.

Response commitment: we reply within 1 business day.

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